Ca Mackie Insurance Consultants

Sunday newspaper round-up: Lloyds, EMI, Vedanta ShareCast LONDON (SHARECAST) - Lloyds Banking is believed to be considering plans to hive off a portion of its giant commercial property portfolio into a separate, ...

I have previously posted full driving lesson articles on how to deal with roundabouts including videos covering mini, major and multi-lane versions of this type of junction, however I find that some learner drivers still don't understand the basic roundabout rules, so I'm going to restate them here to avoid any doubt.



1. You only need to give way to traffic on the right (on a mini roundabout this might include oncoming traffic indicating to turn right getting to the junction before you).

2. If you are turning left or right at a roundabout, you should be indicating on approach (you DO NOT signal on approach if following the road ahead).

3. If you are turning left or right at roundabouts, use the left or right hand lanes if available respectively, or positon your car appropriately. As a driving instructor I have seen learners at test standard on lessons trying to use the left hand lane to go right!

4. You always indicate left to exit a major roundabout.

5. You do not need to indicate left when coming off a mini roundbout.

6. Once on a roundabout, you should not be stopping for or giving way to traffic approaching the junction.

If you have any doubt about these basic roundabout rules, get a copy of the highway code and study it.

If you require high quality driving lessons from a very helpful, patient and fully qualified instructor, then why not call or send me a text message on 07956233032

Thinking about becoming an instructor? Don't just make a decision based on the red driving school TV advertisement, do the proper research and know all the ADI training options available to you.

Subscribe to my Driving Test Tips so you don't miss any future articles and get DSA updates direct to your inbox by Email service is provided and powered by feedburner, so I don't personally keep your email addresses, and you can removed yourself anytime after passing the driving test with just one mouse click.

We should be seeing a new marketing campaign all over the UK soon from red driving school, as a £5 million media account has just been awarded to a new advertising agency following red driving school's recent buyout by the private equity firm Kelso Place.



One of the major goals of the new agency (Arena BLM) will be to increase the market share of driving results ltd the new limited liability company red operates under of the learner driver sector which red has not been previously strong in despite being the UK's largest ADI training organisation.

Red's previously marketing and advertising was handled by MediaCom based in Edinburgh.

If you require high quality driving lessons from a very helpful, patient and fully qualified instructor, then why not call or send me a text message on 07956233032

Subscribe to my Driving Test Tips so you don't miss any future articles and get DSA updates direct to your inbox by Email service is provided and powered by feedburner, so I don't personally keep your email addresses, and you can removed yourself anytime after passing the driving test with just one mouse click.

Weekly Guru Bargains Highlights: World Fuel Services Corp, Coeur dAlene Mines ... GuruFocus.com Last week's top five guru bargain stocks were World Fuel Services Corp, Coeur dAlene Mines Corp, EnCana Corp, National Bank of Greece SA, Lloyds TSB Group ...

Daily Mail

Murdoch bid talk fuels BSkyB Scotsman Part-nationalised Royal Bank of Scotland and Lloyds Banking Group led the sector's gains, as they were also reported to be among those lined up to handle a ... Does Rupert Murdoch sniff a BSkyB buy?Daily Mail FTSE Just 8 Points Higher At End Of Sluggish Weekshareprices.com all 119 news articles »

Fraudsters' home insurance scam needs to be addressed The Guardian Another found his house insured by Lloyds TSB after a clerk typed the wrong postcode which, with the house number, appeared as his property. ... and more »

Daily Mail

More current banking accounts now charge a fee Daily Mail 'But he never travels abroad so he did not need the travel insurance, and he already had breakdown cover with his car insurance.' A Lloyds spokesman ...

There are 2 important radical changes being made to the UK driving test by the DSA which come into effect from Oct 2010. While you might be thinking october 2010 is a long way off, so do many people who take their driving theory test, pass and have 2 years to take the practical assessment but somehow allow the pass certificate to lapse!



1. I have already mentioned the change that will require all candidates to have an accompanying driver in the car in addition to the dsa examiner, a move which could see pass rate drop as many nervous learner drivers now have 2 or even 3 extra passengers watching their every move.

2. The other change is the introduction of independent driving where the test candidate will have to navigate their way to a set direction using only road signs, no directions will be given by the examiner, not only will you have to know how to get there, you will still have to do it safely, signalling at the right time, being in the correct lane for a roundabout, take the right exit, stick to the speed limit, and still not make a serious or dangerous driving errors.

In order to facilitate independent driving on the practical test, the DSA will cut the number of reversing manoeuvers to one, but since you don't know which one, you still have to learn all for, so preparation time will not be cut, but rather increase as you would need more driving lessons to learn independent driving and have a good chance of passing.

My advice to those of you currently learning to drive is to make haste, put in all the effort into passing, because from october 2010 one of the world's hardest driving tests is about to get even tougher and there is nothing you can do about it if you wait till oct. next year before getting your full british licence. If you need help with passing the test before the october 2010 changes and are in London, then I'd be happy to offer you some affordable driving lessons.

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Texas Asks State Farm Lloyds to Withdraw Request for 4.5% Rate Hike Insurance News Net (press release) Texas Commissioner of Insurance Mike Geeslin has asked State Farm Lloyds Co. to voluntarily withdraw its latest filing to raise homeowners rates by a ... State Farm plans 2nd rate hike in 8 months for home policiesDallas Morning News State Farm plans to raise Texas homeowner rates 4.5 percentFort Worth Star Telegram State Farm Hikes Rates Again & TDI Can't Stop ThemEye on Texas Blog (blog) all 18 news articles »

Travel insurance cover 'essential for all eventualities' World First Travel Insurance Mr Bradley's comments come after research from Lloyds TSB found that although a third of Brits have already booked their main holiday for 2010, ... Check insurance requirement 'prior to Portugal villas holidays'Azure Holidays Gap year travellers "should take out insurance"i-to-i Travel (blog) all 3 news articles »